Founded by Mr Bismarck. Built for 500 million East Africans.
Founded in Nairobi
Walk into any coffee shop in Nairobi, Kampala or Dar es Salaam and watch what people do on their phones. They'll open Bolt for a ride, M-Pesa for a payment, Jumia for a product, Glovo for food, LinkedIn for a job lead, and three different bank apps to check balances. Seven apps. Seven passwords. Seven different wallets.
Zuma was founded to fix this. Our founder, Mr Bismarck, spent three years researching how super apps in Asia — WeChat, Grab, Gojek — became the operating systems of daily life. Then he built one for East Africa: localised, in African currencies, with African payment methods, designed for African cities.
Today, Zuma offers 15 integrated services across Kenya, Uganda and Tanzania — with Rwanda and Ethiopia planned for 2026.
— Mr Bismarck, Founder & CEO
Every service works in three taps or fewer. If it takes more, we rebuild it until it doesn't.
Every partner is verified. Every transaction is auditable. Escrow protects every significant payment.
Our currencies, languages, and payment methods are African-first. We built for the continent, not for it.
Our commission rates and partner earnings are transparent. No surprises, no hidden fees.
With more on the way. Rwanda and Ethiopia are in planning for 2026.
Zuma is not just a technology company — it is East Africa's digital integration project.
Kenya is Zuma's headquarters and largest market. Nairobi's Silicon Savannah has produced Africa's most sophisticated digital consumers — users who are comfortable with mobile money, e-commerce, and app-based services. M-Pesa, born in Kenya, moved KES 36 trillion in 2024 alone. Zuma integrates directly with Safaricom's Daraja API, enabling instant STK Push payments for every Zuma service.
Beyond Nairobi, Zuma serves Mombasa, Kisumu, Eldoret, Nakuru, and Thika — extending digital services to secondary cities that international platforms have historically ignored. Our ride-hailing and food delivery services now operate in 10+ Kenyan cities.
Uganda has one of Africa's youngest populations — 78% are under 30 — and one of the continent's fastest-growing mobile internet penetration rates. Kampala's entrepreneurial energy rivals Nairobi's. Zuma operates in Kampala, Entebbe, Jinja, and Gulu, integrating with MTN MoMo and Airtel Money for seamless UGX transactions.
Uganda's gig economy is Zuma's fastest-growing market. Our freelance marketplace saw 340% growth in Kampala in its first 12 months, with graphic designers, software developers, and content creators discovering a trusted platform that actually pays them on delivery.
Tanzania is East Africa's largest country by land area and its most important tourism economy. Dar es Salaam, Africa's fourth-largest city by 2050 projections, anchors Zuma's Tanzania operations. We integrate with Tigo Pesa and HaloPesa, enabling TZS transactions across the country. Zanzibar, Arusha, and Dodoma complete our coverage.
Tanzania's real estate market is Zuma's largest by listing volume — Dar es Salaam's rapid urbanisation has created a massive demand for verified property listings. Our escrow-protected deposit system has processed over TZS 2 billion in property transactions in its first year.
East Africa is not three separate markets — it is one economic community. The East African Community (EAC) represents 300 million people sharing borders, cultures, and economic ambitions. Yet digital services have treated these countries as isolated islands, forcing every cross-border business to build separate apps, maintain separate payment integrations, and navigate separate compliance frameworks.
Zuma was architected from day one as a regional platform. Our multi-currency wallet converts between KES, UGX, and TZS at live rates with a flat 1.5% fee — compared to the 5–8% charged by traditional mobile money cross-border services. A Kampala merchant can sell to a Nairobi customer and receive UGX instantly. A Dar es Salaam freelancer can work for a Mombasa agency and withdraw TZS same day. This is what digital integration looks like in practice.
We're hiring engineers, product managers, and operations leads across all three countries.
View open roles