Zuma replaces 15 different apps with one super app built for East African life.
Sedan, SUV, boda boda, tuk-tuk, corporate & school transport.
LiveRestaurant meals, groceries, and group orders under 30 minutes.
Most orderedPrescription drugs, OTC medicines, doctor consultations & lab tests.
NewElectronics, fashion, home goods from 50,000+ verified sellers.
LiveRent, buy and sell properties — verified listings, escrow protected.
LivePost jobs, apply for roles, hire freelancers with escrow payments.
LiveSame-day, express, and cross-border delivery with live tracking.
LiveHotels, safari tours, and travel packages across East Africa.
LiveKES, UGX and TZS — pay, receive, save and invest in one wallet.
All in oneAI credit scoring, instant loans, and Buy Now Pay Later.
NewSchedule & publish content to all social platforms at once.
NewEarn commissions on referrals across all 15 services.
Earn moneyIncome tracking, invoicing, and cash flow insights.
NewSmart recommendations, route optimisation & fraud detection.
Powers allUnified dashboard for all partner types — single sign-in.
LiveFrom registration to your first order in under 5 minutes.
Create your account with your phone number — no email needed. Android and iOS.
Fund via M-Pesa, MTN MoMo, Airtel Money, Tigo, HaloPesa, or bank card.
Rides, food, pharmacy, property — all 15 services from one clean home screen.
Your Zuma Wallet covers all services — one checkout, one history, one tap.
Localised pricing, local payment methods, and local support teams in every country.
Zuma Wallet replaces M-Pesa, your bank account and every payment app. One balance, every service, instant settlements.
Hold KES, UGX and TZS simultaneously. Send across borders instantly with no hidden conversion fees.
Funds for freelance work, property rentals and marketplace orders are held in escrow until you confirm delivery.
Drivers, vendors, restaurants and freelancers receive earnings the moment a job is completed.
From boda boda drivers in Kampala to restaurant owners in Dar — here's what they say.
"I used to use six different apps. Now I open Zuma once and everything is done. The wallet alone saved me three hours a week."
"Zuma gave me 400+ new customers in the first month. The partner dashboard is better than anything from Jumia. Earnings land in my wallet instantly."
"I list my gigs, clients pay into escrow, I deliver, the money hits my wallet. No more chasing payments on WhatsApp. Zuma changed how I work."
How East Africa is building its digital future — stories, deep-dives, and founder notes.
Bolt and Uber serve 20% of the continent. The other 80% are building their own future.
Read articlePrescription drugs delivered to your door, doctor consultations by video, lab tests in one tap.
Read articleWhy we built a multi-currency wallet connecting M-Pesa, MTN MoMo and Stripe in one flow.
Read articleWhether you're a customer, driver, restaurant, vendor, or investor — your place in Zuma starts here.