Zuma is live in:
🇰🇪 Kenya 🇺🇬 Uganda 🇹🇿 Tanzania

15 Services. One App. One Wallet.

Everything you need — from a ride home to buying property, ordering medicine, and growing your business.

🚗 AI Surge Pricing
🚗

Get a Ride in Under 5 Minutes

AI-powered ride hailing across Nairobi, Kampala, and Dar es Salaam. Standard, premium, boda, school runs, corporate accounts, and emergency rides.

  • AI surge pricing — fairer for riders, better earning for drivers
  • Real-time driver tracking from pickup to drop-off
  • 7 ride types: standard, premium, shared, corporate, school, emergency, women-only
  • Instant wallet payment — no cash friction
  • Driver ratings and trip history in-app
⚡ 30-Minute Delivery
🍽️

Your Favourite Restaurant. 30 Minutes.

Order from 100+ verified restaurants across East Africa. Track your delivery in real time. Pay with your Zuma Wallet.

  • 100+ restaurants across Kenya, Uganda & Tanzania
  • AI pre-positioning puts drivers near restaurants before peak
  • 60-second restaurant acceptance guarantee
  • Live GPS tracking from kitchen to door
  • Group orders, scheduled deliveries, and dietary filters
💊 Licensed Pharmacies Only
💊

Medicines, Doctors & Lab Tests. All Digital.

Buy medicines from licensed pharmacies, book a video consultation with a doctor, or schedule a lab test with home collection — all from one app.

  • 500+ medicines from 30+ licensed pharmacy partners
  • Prescription upload & pharmacist verification in 30 min
  • Video doctor consultations from KES 500
  • Lab tests with home collection available
  • Controlled substances require verified prescriptions — always
🛒 50K+ Products
🛒

Shop Across East Africa. Pay in Your Currency.

Electronics, fashion, groceries, home goods, beauty and more — from verified vendors across Kenya, Uganda and Tanzania. No dollar conversions.

  • 50,000+ products from 500+ verified vendors
  • Pay in KES, UGX, or TZS via Zuma Wallet
  • Escrow holds payment until delivery confirmed
  • Buy Now Pay Later available on orders over KES 1,000
  • Vendor storefronts with ratings and reviews
🏠 Verified Listings Only
🏠

Find, Rent, or Buy Property. Zero Fake Listings.

Every listing is physically verified before going live. Escrow-protected deposits. Agent accountability. The property market East Africa deserves.

  • Verified listings — no fake or outdated properties
  • Escrow deposits: your money is safe until lease is signed
  • Free viewings — no agent "viewing fees"
  • Rent, sale, and lease across all three countries
  • Agents rated by every viewer — bad agents are delisted
💼 200+ Active Jobs
💼

Find Your Next Job Across East Africa

200+ verified job listings across 10 industries. Salary ranges always disclosed. Apply with your Zuma profile — no separate CV needed.

  • 10 job categories: Tech, Finance, Healthcare, Hospitality & more
  • Salary range mandatory — no "competitive salary" ambiguity
  • Apply with Zuma profile (transaction history = verifiable work record)
  • Verified company profiles — fake employers blocked
  • Job alerts via push notification and SMS
🎨 Escrow-Protected
🎨

Hire Talent. Get Paid. No Payment Chasing.

100+ gigs across design, development, writing, marketing, video, and consulting. Escrow protects payment for clients and freelancers equally.

  • 7 skill categories with pre-priced gigs
  • Escrow: client pays upfront, freelancer gets paid on delivery
  • Dispute resolution within 48 hours by Zuma team
  • Freelancer ratings and verified delivery history
  • Keep 85% of every project — lowest fees in East Africa
📦 Same-Day Available
📦

Same Day. Next Day. Cross-Border.

Send parcels across Nairobi, Kampala, or Dar es Salaam — or cross-border between all three countries. Real-time tracking. Instant booking.

  • Same-day, express, and standard delivery options
  • Cross-border corridors: KE↔UG, KE↔TZ, UG↔TZ
  • Real-time GPS tracking from pickup to delivery
  • Customs clearance handled by Zuma for cross-border
  • From KES 150 for city deliveries, KES 1,500 cross-border
✈️ Book in KES · UGX · TZS
✈️

Hotels, Safaris & Tours Across East Africa

Book hotels, safari packages, and adventure tours in your local currency via M-Pesa, MTN MoMo, or Airtel Money. No dollar conversions. No international card required.

  • Kenya: Maasai Mara, Amboseli, Tsavo, Diani Beach, Lamu, Naivasha, Mount Kenya, Samburu, Lake Bogoria
  • Uganda: Bwindi Impenetrable Forest (gorilla trekking), Murchison Falls, Queen Elizabeth NP, Kibale Forest, Rwenzori Mountains, Lake Victoria
  • Tanzania: Serengeti, Ngorongoro Crater, Zanzibar Island, Kilimanjaro, Tarangire NP, Lake Manyara, Pemba Island, Selous
  • 100+ hotels: budget guesthouses to 5-star beach resorts
  • Instant booking · Auto refund on cancellation · Corporate billing

Featured Destinations

🇰🇪 Kenya
Maasai Mara
The greatest wildlife spectacle on Earth. Best Jul-Oct for the Great Migration.
🇹🇿 Tanzania
Zanzibar
Pristine white beaches, spice tours, and Stone Town UNESCO World Heritage Site.
🇺🇬 Uganda
Bwindi Forest
Track endangered mountain gorillas in the misty rainforest. A once-in-a-lifetime experience.
🇹🇿 Tanzania
Serengeti
Endless plains, 1.5 million wildebeest. Africa is most iconic national park.
🇰🇪 Kenya
Diani Beach
80km of coral-white sand. Kitesurfing, diving, and fresh seafood on the Kenya coast.
🇺🇬 Uganda
Murchison Falls
The world most powerful waterfall. Nile cruises with elephant, hippo and lion sightings.
🇹🇿 Tanzania
Mount Kilimanjaro
Africa highest peak at 5,895m. Book guided climbs from Arusha via ZUMA.
🇰🇪 Kenya
Amboseli
Iconic views of Kilimanjaro rising behind elephant herds. One of Kenya finest parks.
💳 KES · UGX · TZS
💳

One Wallet. Three Currencies. Instant Transfers.

Top up from M-Pesa, MTN MoMo, Airtel Money, Tigo Pesa, HaloPesa, or card. Pay for any of the 15 services instantly. Send money across borders at 1.5% — not 8%.

  • Holds KES, UGX, and TZS simultaneously
  • Top up from 5 mobile money providers + Stripe
  • Cross-border transfers at 1.5% flat fee
  • Escrow sub-wallets for freelance, property & e-commerce
  • Transaction history, statements, and export to PDF
📈 60-Second Loans
📈

Credit for People Banks Won't Touch.

Your Zuma transaction history builds a credit score — from 0 to 900. Score above 600 unlocks instant loans up to KES 50,000 in 60 seconds. No collateral.

  • Zuma Credit Score built from your in-app behaviour
  • Micro-loans: KES 500 – 50,000 in 60 seconds
  • Business loans: KES 50,000 – 500,000 for verified partners
  • Buy Now Pay Later: split any purchase into 3 weekly instalments
  • No collateral, no guarantors, no branch visits
📱 5 Platforms, 1 Dashboard
📱

Schedule All Your Social Media in One Click.

Connect Facebook, Instagram, X, TikTok and LinkedIn. Write once, schedule everywhere. AI suggests optimal posting times based on your past engagement.

  • Connect up to 5 social accounts
  • Write once — publish to all platforms simultaneously
  • AI-optimised posting time recommendations
  • Unified analytics across all platforms
  • Included free with all Zuma partner accounts
🤝 Earn on Every Transaction
🤝

Refer Friends. Earn on Every Service They Use. Forever.

Unlike one-time referral bonuses, Zuma pays you a commission on every transaction your referred users make across all 15 services — permanently.

  • Commission on rides (2%), food (2.5%), pharmacy (2%), hotels (3%) & more
  • Earn on every transaction — not just sign-up
  • Bronze → Silver → Gold → Platinum tiers with increasing rates
  • Commissions in Zuma Wallet — withdraw anytime
  • No maximum earning cap
📊 For African Entrepreneurs
📊

Your Business Dashboard. Built for the Real Economy.

Track income, log expenses, send invoices, and see your 90-day cash flow projection — all from the same app you use for rides and shopping.

  • Automatic income tracking from all Zuma transactions
  • Receipt scanning and expense categorisation
  • Professional PDF invoices with M-Pesa payment links
  • 30 and 60-day cash flow projection
  • Tax summary report for your accountant
🤖 Powering All 15 Services
🤖

One AI Engine. Fifteen Use Cases.

From surge pricing to fraud detection to credit scoring, a single AI system learns from the entire Zuma ecosystem to make every service smarter, faster, and safer.

  • Surge pricing: supply-demand computed every 90 seconds
  • Route optimisation: fastest path accounting for live traffic
  • Credit scoring: 40+ behavioural signals, 84% prediction accuracy
  • Fraud detection: every transaction scored in 200ms
  • Personalised recommendations across all services

Ready to Try All 15 Services?

Download Zuma, create an account in 60 seconds, and access everything — rides, food, pharmacy, property, jobs, and more.